House Holder Insurance Services
- Insurance Policy Duration ( In Years): As Per Requirement
- Start Date / Month: As Per Requirement
This is a package policy specially designed to meet the insurance requirements of a householder by combining under a single policy, many our standard policies usually taken by householders. Discount in premium is offered depending upon the number of sections of the policy, opted for, by the proposer. The policy comprises of 10 sections as given here under The details of the coverage are as below:-
Fire, Lightening, Explosion of gas in domestic appliances
Bursting and overflowing of water tanks, apparatus or pipes.
Damage caused by Aircraft
Riot, Strike, Malicious or Terrorist Act
Earthquake, Fire and/or Shock, subsidence and Landslide (including Rockslide) damage
Flood, Inundation, Storm, Tempest, Typhoon, Hurricane or Cyclone.
Impact damage
Section II - Burglary House Breaking including larceny and theft. Covers contents of the dwelling against loss due to burglary, house breaking, larceny or theft. Section III - All Risks (Jewelry Valuables) Covers loss or damage to your jewelry and valuables by accident or misfortune whilst kept, worn or carried anywhere in India subject to the value declared in the schedule. Section IV - Plate Glass Loss or damage to fixed plate glass in the insured premises by accidental breakage subject to limit of sum insured Section V - Breakdown of Domestic appliances ¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿ ¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿- ¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿ Covers domestic appliances against unforeseen and sudden physical damage due to mechanical or electrical breakdown. Section VI - T.V. Set including VCP/VCR (ALL RISKS) ¿¿¿¿¿¿.¿¿¿¿¿¿. ¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿ VCP / VCR Covers loss or damage to T.V.Set including VCP/VCR by fire and allied perils, burglary, house breaking or theft, breakage due to accidental external means, mechanical or electrical breakdown. Any legal liability arising out of bodily injury or accidental death of any person other than insured's family members or employee as also damage to property not belonging to or in the custody of insured, caused by use of the T.V. Set is also covered up to a limit of Rs. 25,000/-.
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