Ghanshyam Patel Investment Advisory

Planning for wealth first requires understanding of the asset allocation practice. Asset Allocation is the process of deciding how to distribute wealth among various asset classes and sectors. Although often regarded as a minor investment decisio...

As an investor, you will always think of ways to maximize the wealth that you already have, or in the event that you are accumulating, you would seek to accumulate the maximum possible. It is an important, but not so implied, a need. So what does '...

Money-back plans are insurance products which pay out pre-defined benefits at periodic times during the entire term of the policy. In the case of the unfortunate death of the insured person, the total sum assured (100%) and bonuses will be paid.

Life insurance is a contract under which the insurer (Insurance Company) in consideration of a premium paid undertakes to pay a fixed sum of money on the death of the insured or on the expiry of a specified period of time whichever is earlier Life i...

Endowment plans are one that ensures that you receive an assured amount at the end of the policy term plus bonuses, if any. If, due to unfortunate circumstances, the insured person expires during the term of the policy, the sum assured and bonuses g...

These plans set out to secure you financially against the back drop of constraints such as inflation and the rising cost of education. They help you to fund various aspirations like an overseas education, extracurricular activities, sports training,...

Pension plans are designed to accumulate your savings during your earning years and thereafter provide you with a regular income after retirement so that you don't have to depend on your children or society. Further, the premium payment in the case ...

A mutual fund is just the connecting bridge or a financial intermediary that allows a group of investors to pool their money together with a predetermined investment objective. The mutual fund will have a fund manager who is responsible for investin...